NGL Preneed Single Pay applications no longer require health question

National Guardian Life Insurance Company (NGL) is pleased to announce select Single Pay Preneed applications will be processed as Standard Issue regardless of how the health questions are answered, effective February 15, 2023.

“NGL is focused on being a leader in the Preneed marketplace. With 25 years of industry experience, we are constantly looking for ways to evolve and provide better product offerings for our customers and agents,” said Jeremy Ragsdale, Executive Vice President, Chief Marketing Officer at NGL. “The update to select Preneed Single Pay applications will provide an increase in commissions for our agents and Marketing Partners, as well as simplifying the application process for potential customers who are looking to preplan and prefund their funerals.”

Benefits to the customer include: 

  • Better premium rates for customers who would have selected “Yes” to the health question.
  • Customers no longer have to answer the health question on a Single Pay.
  • More individuals can sign on behalf of the insured when irrevocably assigning.

Benefits to agents include:

  • Single Pay commissions will always be at the Standard Issue rate.
  • Single Pay will follow the Standard Issue chargeback schedule.  

Specializing in a suite of innovative products for life’s journey, NGL prides itself on giving customers the financial stability, careful guidance and peace of mind to lead a life filled with confidence, dignity and grace. For our partners we provide a competitive funeral prefunding portfolio, superior customer service, marketing materials and more.

About NGL

Established in 1909 National Guardian Life Insurance Company (NGL) is an insurance company headquartered in Madison, Wis. Licensed to do business in 49 states and the District of Columbia, NGL markets preneed and individual life and annuities, as well as group markets products. Information about NGL can be found at; Facebook: and LinkedIn:

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.



One thought on “NGL Preneed Single Pay applications no longer require health question

  1. I look forward to selling preneed for Ngl, my goal is to be in the top 10% of your most successful agents.

Leave a Reply